As private banks without branches,

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Transformation strategies of private banks Most private banks use the Internet and technology as their business genes, focus on small and micro businesses and the inclusive population, and use online or online + offline integrated open banking as their business options to serve a large number of small and micro businesses and the inclusive population. Private banks are In addition to traditional banks, we have actively explored the digital transformation of banks.


As private banks without branches, many private banks have followed a path of differentiated digital Indonesia Phone Number financial services since their opening. Leading financial technology and digital transformation principles are powerful guarantees for Internet banks to create differentiated financial services. WeBank’s transformation path Online: WeBank’s online technology is very mature. In terms of remote services for special groups, WeBank has also made some breakthroughs.





For example, through remote video and sign language customer service, it can realize remote communication and interaction with the hearing-impaired, solving the borrowing needs of this group of people. . Digitalization: WeBank’s digital characteristics are reflected in three aspects: digital risk control, digital marketing, and digital operations. This is WeBank’s unique advantage in providing financial products. Big data risk control: As a digital bank that operates purely online, in non-face-to-face situations, it mainly solves the problems of information asymmetry and anti-fraud through data and models.